Buy-to-let (BTL) finance is a mortgage used by investors looking to buy and hold a residential property which is let to tenants.

The rent from BTL properties is used to cover the loan repayments, and may generate additional income. 


Good BTL investments can offer strong yields. In addition to providing a monthly income, BTLs are a long-term investment, and owners can benefit from increased property values over time.

Who are they for?

BTL mortgages are designed for individuals or companies looking to rent out a private property to tenants. Clients range from first-time investors, to pensioners, professional landlords, ex-pats and investment companies.

If your client is looking to take out a BTL mortgage under the name of a limited company please refer to our Limited Companies / Special Purpose Vehicles section.