What are they?

For buy-to-let investors, commercial property investors and business owners, secured loans or second charge mortgages provide a way to release equity from a residential or commercial property, without remortgaging. Here at CPC Finance we can advise you when a secured loan is the best funding for your needs.


Secured loans sit behind the first mortgage, meaning that there are no exit fees to the existing mortgage.

Who are they for?

Secured loans are for both businesses and individuals who already have a first charge mortgage in place and want to release equity from a property.

We offer finance for:

  • Buy-to-let investors looking to release equity from an residential property
  • Companies looking to raise finance on commercial property for business purposes
  • Property investors looking to access equity from a commercial investment property

Top Tips


You can use secured loans to raise money for business purposes such as to pay a tax bill – something you are not permitted to do with some other forms of finance.


As a property investor, you can use a buy-to-let property or commercial investment property as the security, either for works on that property or investment in another.

If your requirements are not covered above we may still be able to help. Get in touch today to discuss your case.