What are they?

Short Term Loans (STL) are often known as Bridging loans.

They are used to cover short term needs for finance and can be used for many different purposes.

They are secured, usually on a residential or commercial property.

See our case studies page for examples of where CPC Finance clients have used short term loans to build their property portfolios.


The benefits of short term / bridging loans include:

  • Finance quickly available
  • Periods as short as 1 month
  • Periods up to 2 years
  • 1st or 2nd charge mortgage
  • No ERC’s on certain products

Who are they for?

Typical uses of short term and bridging loans include:

“Having been let down by another lender at the eleventh hour, CPC Finance’s client was at genuine risk of repossession and so we had to act quickly, turning the survey around in just 48 hours. We were immediately comfortable with the deal and, with the help of Karl Griggs, were able to get it across the line in just four days. It wasn’t the biggest loan but, for me, this was bridging at its finest.”

Matt Smith, Director of Risk, Octane Capital