Welcome to the December 18 CPC Finance newsletter. Keep up to date with the news and our views on the property finance market.

Xmas 18 CPC s

Merry Christmas one and all

2018 has been another year of rapid changes and new regulation - from new HMO licenses to changes to energy efficiency rules. Love money has a handy summary of the key regulatory changes this year.

Of course, as we come to the end of it and contemplate the year to come, Brexit is on everybody's minds. Despite this, we feel positive about how the market will evolve in the next year. We look forward what 2019 brings!

A heads up on our activity next year

Next year we are participating in a range of events and auctions. If you are at them, it would be lovely to see you there. We will be at the Dedman Gray auctions in Southend as well as the following National Landlord Investment Shows.

  • Midlands Landlord Investment Show - 15th May in Birmingham
  • London Landlord Investment Show - 13th June at London Olympia
  • London Landlord Investment Show - 5th November at London Olympia

We also look forward to inviting you to our next Investor Day in 2019 so watch this space for more details.

Upcoming regulation 

Looking to next year there are more changes coming the way of landlords. Here are some of the developments to be aware of:

  • Multiple changes announced at the 2018 Budget coming into effect from  April 2019
  • Further mortgage interest tax relief restrictions - down to 25% in April 2019. By 2020, the percentage of finance costs deductible from rental income will be 0%.
  • As part of the Tenant Fees Bill currently going through Parliament, the Government has announced a reduction in the cap on the security deposit that tenants need to pay to secure a home down from 6 weeks’ rent to 5 for annual rentals of under £50,000.

Christmas opening hours

Make sure you are up to date with our festive opening hours.

Monday 24th                  closed
Tuesday 25th                 closed
Wednesday 26th            closed
Thursday 27th               10.00 – 4.00
Friday 28th                    10.00 – 4.00
Monday 31st                  closed
Tuesday 1st                   closed
Wednesday 2nd            normal hours

Have a good festive break!