Welcome to CPC Finance's New Year newsletter. Keep up to date with the latest news and views in the property finance market.

2016 CPC

Happy New Year!

It is already 2016 and I am sure you have had a busy start to the year, if ours was anything to go by.  We have also been making New Year’s resolutions – some of which we are still keeping up! We would love to know if you have any property-related resolutions for this year. Just let us know by emailing contact@cpcfinance.co.uk and we will publish the best ones on our Twitter feed @cpcfinance.  

Stamp Duty Changes Imminent
(81 days to go)

This quarter will be a key time for landlords ahead of April's introduction of the extra 3% stamp duty charge on buy-to-lets (as well as additional residential properties), as announced in last Autumn's Spending Review. The Daily Telegraph has a useful Q&A around the new stamp duty if you have any remaining questions ahead of time.  

Countdown to the Mortgage Credit Directive

Last year we got ready for the introduction of the Mortgage Credit Directive in March 2016 and we are pleased to say we have all the required permissions in place to operate under the new regime. But do you know what the changes mean to you as a property investor? In case you missed it, This Is Money has a comprehensive guide to how the changes will impact landlords, including detail on the new ‘consumer buy-to-let’ mortgage category being introduced.

New project

New Year, New Project: Refurbishment-to-let

In case one of your resolutions this New Year was to diversify your portfolio by taking on some refurbishment projects, here is an article by our Director Karl Griggs on how to successfully approach refurbishment-to-lets.