Welcome to the CPC Finance newsletter. Keep up to date with the news and our views on the property finance market.

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Government scrutiny of the housing market

Governments have always watched the housing market closely and over the past few years, this has been evident in the buy-to-let sector. Landlords have had to adapt to a raft of changes over the last year and the imminent reduction of mortgage tax relief shows that it is not over. The Government's recent Housing White Paper concentrates on England and notably moves the Government’s focus from home ownership towards promotion of rental schemes. Also, although the Spring Budget did not bring in any major new measures for landlords, they will still need to bear more general changes in mind.

As our landlords adjust to the shifting sands of the landscape, we are there to help them ensure that their business models and property investments are robust and profitable.

RICS final guidance on HMOs

RICS logoRICS has published a full guidance note giving best practice advice to valuers when considering buy-to-let and HMO properties on its website.
Contents cover:

  • Instruction
  • Service Level Agreements
  • Inspection
  • Shared houses and HMOs
  • Valuation

Landlord spring cleaning - the essentials

The transition from winter to spring is an excellent time for landlords to visit their rental properties to embark on some ‘spring cleaning’. A rainy, windy winter usually exposes some kind of problem in many older homes. Fixing these problems will result in happier tenants – and will prevent further damage and cost from occurring in future. Read our tips in our blog.

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Just Landlords also kindly provided us with their top insurance considerations in springtime.

New valuation available for HMO properties

There is now a new hybrid valuation now available for HMO properties. This is specifically applicable for properties of between 3 and 6 bedrooms.

This new initiative will result in reduced valuation costs for HMO applications.

If your clients are interested in HMO investments, please call us on 01923 655441 or email us.