Welcome to the September 18 CPC Finance newsletter. Keep up to date with the news and our views on the property finance market.

Your Autumn to-do list

Now that we are all back from summer holidays, it is time to start making sure that everything is in place for new regulations like the new HMO definition coming in next month, as well as planning what to do next year with your portfolios.

If you read the Evening Standard, on the 17th September you will see an advertorial for our new offering, CPC Property Investing. This helps investors who do not have existing HMO experience invest in HMOs. If you would like to find out more, give us a call.

Together Landlord Hub

We are always looking for more ways to be helpful to our landlord clients and wanted to share a resource from one of our lenders. Together has created a Landlord Hub containing a range of advice for landlords including:

  • Your rights and responsibilities as a landlord
  • Dealing with a problem tenant
  • Energy efficiency rules for landlords


September's Landlord Investment Show

This Wednesday we are exhibiting at the North London/Herts Landlord Investment Show at Holiday Inn, London Elstree. We will be at Stand 22 - come and visit us!

If you would like to attend, you can register for your FREE ticket on the website.

HMO factsheet and definition

From 1st October there will be new rules in place regarding the definition of an House of Multiple Occupancy (HMO). The new definition is:

Any property occupied by five or more people, forming two or more separate households. 

This expands the number of properties that will now fall under the definition of HMO. To help you work out if your property is an HMO follow these questions through a decision tree.

We also wanted to share a factsheet to give you the latest information about HMOs. You can download this here.

Autumn investor newsletter