Case Studies
HMO Conversion Project: 3-bedroom house to 6-bedroom HMO
Take a tour with us round an HMO conversion project that is half-way through.
Our client is working with developers Savoys Properties to convert a 3-bedroom house to a 6-bedroom HMO.
With the initial stages of works complete, this is a great time to look round the property and see what has been done so far. Be sure to check out our social media channels for more updates and information.
Take a look with us at the beginning of a multi-unit conversion project using our Game Changer offering.
Starting with a downstairs shop, upstairs flat and external garage, the Savoys team will create a 6-bedroom House of Multiple Occupancy (HMO) and two-bedroom house from the garage.
Be sure to check out our social media channels for more updates and information.
Case Study: Converting flats above a social club to an HMO
This case study concerns a project undertaken by CPC Finance client Samir Patel, who won four awards at the 2023 Property Investor Awards including HMO property deal of the year
Case Study: Transformation of a Derelict Property into an Apart Hotel
The investor, Cyril Thomas, discovered the property just before the COVID-19 pandemic. The building, previously occupied by squatters and in bad shape, presented a unique investment opportunity with the location in the heart of rapidly growing Colchester, combined...
Case study: Colchester Apart Hotel Project Video
Follow Karl as he talks to property investor Cyril Thomas about an apart hotel project in Colchester that CPC Finance arranged the funding for.
Game Changer case study: Single residential property to 8-bedroom HMO
The investor owned a mid-terrace, three-bedroom single residential property in Greenford, West London, originally worth £425,000. They had obtained planning permission for a seven-bedroom HMO. Working with CPC Finance, the investor secured an initial short-term...
Game Changer in progress: Two simultaneous semi-commercial to residential property conversions
This case study is unusual because it consists of two parallel property projects working with Savoys Group to convert semi-commercial properties to residential use. The investor already had three single residential buy-to-lets in his portfolio and was considering...
Game changer case study: Commercial to residential conversion of an office to two houses
The investor bought an office space near Reading which was originally two properties, before being converted into the office space with the intention to convert it back into two residential properties. The investor bought the property in June 2021 for £290,000. He...
Game Changer case study – converting a single residential property to a six-bedroom HMO
In March 2021, the investors bought a single residential property in Windsor intending to convert it into a House of Multiple Occupancy (HMO). It was a three-bedroom, one-bathroom, vacant terrace house in need of modernisation. They bought the property at auction...
Creating a seven-bedroom HMO from a semi-detached property
Maninder Chopra is one of the hosts of the Titans regular property networking and educational event, which CPC Finance sponsors. She is also a property investor in her own right. Recently she worked with CPC Finance on a project to convert a single residential...
Bringing Properties in the North and South Under One Mortgage to Finance a Purchase
Loan type: commercial investment mortgage An investor wanted to buy 12 properties in Burnley, Lancashire. In their existing portfolio, they owned two single buy-to-let London properties with a total value of £910,000 (£460,000 + £450,000). The existing rent on the...
Combined refurbishment and new build project in Lincolnshire
Creating 18 units from a pub, cowsheds, and the yard Rob Bridgewater and Jamie Sandford are the property investors behind API Investments. They have worked with CPC Finance for almost a decade, growing their portfolio from 4 properties to over 40 units. This...
Case study: Creating two single residential homes for rent from interlocked properties
The investor bought two adjoining semi-detached properties in Lincolnshire – a two-bedroom house and a three-bedroom house. Although the properties were on separate titles, the previous owners had knocked through and interlocked the properties. This made it challenging to sell, but CPC Finance’s clients saw an opportunity to create two good rental properties without needing planning permission.
Buy, Refurbish, Rent, Refinance: Converting a three-bedroom house to five-bedroom HMO
Buy, Refurbish, Rent, Refinance (B.R.R.R.) is a popular process for investors to go through to grow their portfolios. Here is a case study of how CPC Finance makes this work in practice. BUY: An investor purchased a three bedroom house of non-confirming...
Case study: Three-bedroom flat to five-bed HMO
The client bought a property at auction via their limited company in October 2020 for £320,000. The first-floor three-bedroom flat purchased was a freehold premise – with a ground-floor retail unit already sold on a long lease below it. This client was...
Refurbishment of a derelict building
Loan type: Short term loan Mark Forrest of Leaf Forrest Ltd found a run-down property in Broadstairs Kent, ideal for renovation. Speed was of the essence in arranging the finance as the property was being purchased via a sealed bid process and Mark was aware that,...
Pub and Hotel to Pub and Apartments
Loan type: Short term loan, refurbishment loan and residential investment mortgage CPC Finance clients wanted to convert a hotel above a ground-floor pub into 1-2-bedroom apartments in Bourne, Lincolnshire. The clients purchased the freehold for the pub and...
Car Showroom to Café and Apartments
Loan type: Short term loan and second charge loan Malkit Purewal was looking to purchase a former car showroom, which he planned to convert into four residential apartments, with commercial space underneath. Malkit initially needed finance to buy the property and...
The NACFB
CPC is a member of the National Association of Commercial Finance Brokers (NACFB), the UK’s trade body for business finance brokers.
The Association exists to establish measurable standards of professional practice among commercial finance brokers. This is not only in the best interests of brokers & SME customers but also vital to the integrity and future well-being of the industry.
As a member of the NACFB, CPC adheres to its Code of Practice, ensuring that it operates professionally and in the best interest of its clients.
This means that you can rest assured that we will always be committed to providing high-quality services with transparency whilst following industry standards and best practices.
