News
Three things lenders are increasingly looking at – Portfolio size, funding sources, and investor business model
For established property investors with several properties, borrowing to grow your portfolio was previously a challenge. Lenders were used to lending to smaller investors rather than to large portfolio investors. Now, the profile of landlords is changing. So-called ‘dinner party landlords’ with one to two properties are no longer viable business models. Instead, there are now more opportunities to refinance and leverage larger, high-yielding property portfolios. Here are three things that lenders are increasingly looking at when approached for finance.
Why Property Investors Need To Understand Swap Rates
As a property investor, you are used to keeping a close watch on mortgage rates, looking for the best deals. But are you still watching the Bank of England base rate closely, or do you understand how swap rates impact your fixed mortgage rate instead? While swap rates may sound complex, they play an important role in determining mortgage rates and can offer valuable insights for investors.
Landlords: There is more to it than just the rate
In this new financial environment, landlords need to look carefully at all the numbers associated with a loan. The headline interest rate may look attractively low, but lenders fees may not.
Hometrack UK House Price Index – October 2023
The Hometrack UK House Price Index analyses housing market trends at a city level on a monthly basis – across 20 cities, plus regions, and nationally.
CPC Finance podcast “Let’s Chat Property!”: Episode 6 – Dave Parkin
In this episode, Karl sat down with Dave Parkin, managing director of Lamberts Chartered Surveyors, independent chartered surveyors and expert property advisors. Dave manages a wide variety of property, ranging from converted houses with as few as four flats to...
New podcast episodes coming soon!
We have a new set of episodes dropping soon for our podcast, Let's Chat Property! Each month, Karl sits down with an expert in the property industry, discussing a variety of topics that are trending in the market today. Speaking to brokers, lenders, and property...
Karl Griggs judges nominations for the 2023 Property Investor Awards
In September, approximately 40 judges, including Karl Griggs, met at Shawbrook Bank’s offices in the heart of London to complete two days of intense judging of the nominee applications for the Property Investors Awards. It was an honour to be invited as a judge to...
Hometrack UK House Price Index – September 2023
The Hometrack UK House Price Index analyses housing market trends at a city level on a monthly basis – across 20 cities, plus regions, and nationally.
2023’s HMO Valuation Calculations
We have collated the data from almost 90 completed HMO investment surveys by different valuers all across the country. Our aim was to give property investors an idea of what a realistic valuation of their property could be.
Are you following us on YouTube? Subscribe to the CPC Finance YouTube channel!
Did you know we have a CPC Finance YouTube channel? It contains all of the episodes of our podcast "Let's Talk Property", as well as video case studies of projects, and videos breaking down investment terms. Here's a quick sample: What is auction finance? CPC...