CPC Finance, Savoys Group, and Maslow Capital are proud to launch Game Changer Access, the latest offering in the Game Changer suite, designed to lower the barrier to entry for aspiring Houses of Multiple Occupancy (HMO) investors.
Game Changer Access is a specially tailored solution for properties requiring a day one purchase loan of under £150,000, making it ideal for investors targeting lower-value HMO projects. Like all Game Changer offerings, it combines financing, conversion, and legal support into one streamlined package, but this time, with a focus on affordability and accessibility.
What makes Game Changer Access different?
This new product is designed specifically for:
- Lower-value day one properties (below £150,000 purchase price)
- New or less-capitalised investors
- Projects that need expert-led HMO conversion and funding
Short-term funding is provided by Maslow Capital, which also supports the full cost of the conversion works, ensuring clients can benefit from a complete, start-to-finish HMO investment journey with less capital upfront.
Since 2021, CPC Finance and Savoys Group have been offering the Game Changer, an all-in-one package that means if you have no previous experience with HMOs or have funds but no spare time, you can become the owner of a newly converted, financed HMO. In 2024, we introduced Savoys North, a Game Changer offering targeted at the North of England.
Karl Griggs from CPC Finance explained the benefits of Game Changer Access, “Game Changer Access is all about inclusion. We have listened to the market and seen that some investors are held back by higher initial funding thresholds. With this new offering, we are opening the doors to people who want to invest but need a more affordable route to get started. It’s a genuine opportunity for new and returning clients to grow their portfolio with confidence.”
Mark Posniak, Maslow Capital, added, “We’re proud to back Game Changer Access and support a wider range of investors. By combining our flexible lending model with the proven success of the Game Changer team, we’re enabling more people to participate in property development — even with smaller initial budgets. It’s an exciting time for inclusive property finance.”
What is Game Changer?
Game Changer is an all-in-one package that means if you have no previous experience with Houses of Multiple Occupancy (HMOs) or have funds but no spare time, you can become the owner of a newly converted, financed HMO.
The Game Changer process means that you can secure an initial bridging loan or use your own funds for an HMO conversion project, have an expert develop and manage a property for you, and then secure a term HMO mortgage at the end to exit.
Who is Game Changer for?
- First-time property investors or experienced investors who are new to HMOs, with at least £100,000 available to invest
- Investors who have difficulty securing initial lending for HMO projects due to a lack of experience or who may struggle to exit
Who offers Game Changer Access?
- CPC Finance, finance broker: CPC Finance is the finance broker for all Game Changer projects. CPC Finance ensures that property finance applications are processed quickly and efficiently until the funding is in place for investors. CPC Finance specialises in sourcing property funding throughout the UK. The firm sources finance for buy-to-let & commercial properties, auction investments, refurbishment, short term loans and property developments.
- Maslow Capital: Short-term and development finance lender Maslow Capital provides the funding so that the project investor can purchase the Game Changer property and undertake conversion works to create an HMO. They are an independent provider of real estate finance in the UK, Ireland, Spain, Portugal, Italy, Germany and the Netherlands. They offer bridging, refurbishment, development exit, development finance, and bespoke lending solutions to property investors.
- Savoys Group, property developer: Savoys Group locates, secures, and undertakes the development and management of the project on behalf of the investor. Malkit Purewal & Sanjay Kumar are multi-award-winning landlords & developers from Savoys Group. The duo has worked in property development for over 20 years and specialised in HMOs for over 10 years. They have now grown a team to help expand their investor clients’ property portfolios.
- Lansdown Law, solicitor: Lansdown Law is the exclusive solicitor for Game Changer projects. Lansdown Law provides expert advice from its offices in London and The Midlands.